Tips for buying a used car

When looking for a second-hand car check the following things about the car:

 Firstly get the car’s papers inspected thoroughly

Secondly, get the second hand car checked fully by a trusted mechanic of yours. This helps in either getting the problems fixed by the owner before you make the purchase, or helps you in negotiating the price. 

A few must Dos for this are:

Look into the insurance papers: Go through the existing insurance papers for the second hand car you are going to buy. You will be able to find if the car has had any prior accidents or claims made related to them. A fast way to view this on the policy is to note the no claim bonus (NCB) percentage applied. The higher the NCB, the higher it is better 

Inspection of the engine with matching: Inspect if the number on the engine and chassis no. match the number in the registration papers in front of you before buying a second hand car. Check all the filters of the second-hand car, and have them replaced if possible. 

Constant cleaning and oiling: All filters need to have a constant cleaning and oiling. Failing to do this can drastically affect the performance of the car. If nothing else, this is a quick preview of how well the car has been maintained previously. 

Checking the brakes for second hand cars- Check the brakes on the second hand car. Drive the car at a speed of 40-50 km/h in an area that has little to zero traffic. Be sure to check for any unusual vibration, or any strange and squealing noise coming from the brake pedal. Brakes that pulsate could also indicate that the rotors need to be replaced. 

Carefully examine the tyres: Check the condition of all the tyres of your car. They should be worn equally and should match. Check the surface for feathering. Also, make sure check under the hood for signs of any damage, dents or rust – they are signs of a poorly maintained car or a previously damaged car.

Transfer the Registration Certificate (RC) of the second hand car in your name. 

Submit the Form 29 & 30: For this, you need to fill out and allow submitting the Form 29 & Form 30. It is issued by the RTO in the jurisdiction you live in. Both the previous owners and you should be signing the form. If the car is registered in a jurisdiction allow the difference from yours. An NOC from that jurisdiction’s RTO will help speeding up the process. This registers the transaction.

After the submission, then the transfer is initiated by the local RTO. You will then receive a receipt within 18-20 days and the name-changed RC copy will arrive by the 50th day. In the mean time, the right copies of these forms or the receipt work as proof of transaction. 

Once the RC is transferred, there area few important things to look into:

Most vital, getting the second-hand car insurance policy transferred in your name or buying a new one. Check forms 32 & 35 to ensure there are no pre-existing pending loans on the second-hand car being bought. When buying a second-hand car, also get the No Objection Certificate (NOC) from the car finance company if it was bought on finance.